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Eliflor is a hardworking entrepreneur who has a manicure and pedicure business in the Philippines. She has been in this business for 10 years. Eliflor earns more income from food vending. She is borrowing 13,000 PHP through NWTF to purchase materials for her manicure and pedicure business.

Eliflor has been sustaining her business activities through her own efforts with the help of the loans from NWTF. She dreams to build and expand her business to secure the financial stability of her family's future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1941
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Eliflor to purchase materials for her manicure and pedicure business.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 14, 2012
Currency Exchange Loss:
Apr 17, 2013