This is Irish, 31, a mother and resident of Manila, Philippines. Her husband is Joey, a sidecar driver. In addition to operating the business, she manages the household with her husband.
Irish operates a variety store. In the Philippines, a variety store is basically a small convenience store that retails groceries, toiletries, and beverages to residents of the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP worth of cooking oil, or an egg. She earns a profit by getting supplies at wholesale prices and selling them by the piece. Her store is located adjacent to her house. Her regular customers are her neighbors and members of the local community. She earns a minimum of PHP 600 in sales every day.
To help her continue operating her business, Irish is requesting a PHP 13,000 loan. She will use the loan to buy groceries, toiletries, and beverages to expand her product inventory and supplies to maintain her sewing machine. She expects a boost in her business income as she expands her business.
Irish hopes her business will expand and grow into a mini-grocery through all of her hard work. She also hopes to give her children a good and high-quality education. She faithfully meets up with her co-fellowship* members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.