Haxhireta and her family live in Albania. She is forty-four years old and married. She has two children, and they are twenty-two and thirteen years old. Only the youngest child is attending public school. Haxhireta has been in the livestock business for more than fifteen years now and proudly claims that she has been the only one who has financially supported her family all of these years.
She makes a profit from her business, yet it is difficult to save for a rainy day, since she is the only one who financially supports her family. However, she loves what she does and is committed to it. She wants to grow her business and save for her youngest child’s university expenses.
She is aware that without Kiva's lenders' support, her goal will be difficult to achieve. For the first time, she is applying for a Kiva loan to purchase two cows. Haxhireta is very appreciative of Kiva for the help.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.