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Phlonh, 35 years old, resides in Siem Reap province where she and her spouse raise two school-aged children. Shown in the photo with her husband, Phlonh is in the business of farming and pig-raising to help her husband earn household income. Her earnings go toward daily food and allowances for her children, while her husband's income is kept for future business growth and family emergencies. Her husband is a construction laborer who also devotes his free time to help manage their rice-farming business.

Phlonh, who works hard and wants to attain more income in the future, is requesting a loan of KHR 400,000 to purchase a plowing machine for the maintenance of the rice field. Also, a portion of the funds will purchase feeds for fattening the pigs. She believes that this precious loan will result in a good return for the family, allowing her to continue her children's education.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 284
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,085.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $100 helped Phlonh to purchase a plowing machine for the maintenance of the rice field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 13, 2012
Currency Exchange Loss:
Apr 25, 2013