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Ema Rosmery
Ema, age 50, sells clothes and cosmetics at a stand in the Barrio Nuevo area. This loan is her first cycle with the institution. Ema will use this loan to buy seasonal winter clothing like sweaters and jackets.

Her reason for requesting this loan is that it is very cold, and there is a lot of demand for these products. Ema faces challenges in her business, which are competitive prices and the lack of capital. She will use the profits to buy clothes according to the season and the demand.

Her wish for her business is to have her own store. She now rents a store, and she wants to use the rent expense to invest in her home.

Ema is happy and grateful to the institution for the support it has given her.
View original language description ↓
La Sra. Ema tiene 50 años, ella se dedica a la venta de ropa y cosméticos en su puesto de venta que se encuentra en la zona de Barrio Nuevo, este préstamo es su primera secuencia dentro de la institución, la Sra. Ema va a usar este préstamo para la compra de ropa de temporada de invierno como chompas y chamarras, su razón para solicitar este préstamo que hace mucho frio y tiene mucha demanda de estos productos, la Sra. Ema enfrenta retos en su negocio que son la competencia por los precios y la falta de capital y va a utilizar los beneficios para la compra de ropa según a la temporada en la compra de ropa de invierno por la época y la demanda. Su deseo para su negocio es tener una tienda propia ya que alquila una tienda y este gasto del alquiler quiere invertir en su hogar, la Sra. Ema se siente feliz y agradecida con la institución por el apoyo brindado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $29,659,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ema Rosmery to buy seasonal winter clothing like sweaters and jackets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 20, 2012
Listed
Jul 18, 2012
Currency Exchange Loss:
N/A
Ended:
May 17, 2013