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Sahr's Group
In this Group: Sahr, Cicilia, Tamba
Salone Microfinance Trust (SMT) is very pleased to present to you this group of primary school teachers from the city of Koidu, in Eastern Sierra Leone. Their leader is 51 year old Sahr, who is pictured on the left.

They came to Kiva through SMT to request for a loan of 6,000,000 Sierra Leonean Leones. With this loan, they will be empowered to tackle financial constrains that they wouldn't otherwise be able to tackle with the monthly salaries.

Sahr has been in the teaching profession for 28 years. He is married to a businesswoman and they have five children – two in primary school and three in secondary school. Sahr has requested a loan to buy household furniture for his home.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,330.0
    Sierra Leone Leones (SLL) = $1 USD