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Josefina Juana
Josefina is a 50-year-old woman living in the city of Cañete, Mala District with her beloved mother and her two children. She’s a very kind, hardworking, enthusiastic person who focuses al her efforts into moving her family forward. Sadly, for various reasons she separated from her spouse.
In her free time she enjoys walking through the welcoming streets of the city and sometimes cooks a delicious “Arroz con Mariscos” [Rice with Seafood] to share with her family.

Josefina works very diligently as a nurse in a hospital in her city and also, thanks to support and teaching from her mother, she also started her small tamale business. Day to day starting very early in the morning Josefina prepares these delicious dishes to sell. She spends about 8 hours daily in her business and believes it does well because her customers seek her out due to the tasty way she cooks and because of her kindness.

Josefina is very grateful to Kiva lenders because thanks to the help provided she will be able to buy ingredients to make tamales like: corn, corn husks, chili and lard, among others. She will also be able to buy a freezer to store her products and ingredients. In this way, Josefina’s business will be better supplied and equipped and she hopes with that to increase sales and income that she wants to use to insure her children’s wellbeing and schooling.
View original language description ↓
Josefina es una mujer de 50 años, vive en la ciudad de Cañete, en el distrito de Mala, con su querida madre y sus 2 hijos; ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; lastimosamente por diversas razones se separó de su pareja; en sus ratos libres le gusta pasear por las acogedoras calles de la ciudad y en algunas ocasiones cocina un delicioso Arroz con Mariscos para compartir con su familia.
Con mucho empeño, Josefina trabaja como Enfermera en un hospital de su ciudad; adicionalmente, gracias al apoyo y enseñanzas de su madres, Josefina puso en marcha su pequeño negocio de venta de Tamales, día a día desde tempranas horas de la mañana Josefina prepara estos deliciosos potajes para ponerlos en venta, ella dedica a su negocio un aproximado de 8 horas diarias y cree que su negocio marcha bien ya que sus clientes la solicitan por su buena sazón y por su trato amable.
Josefina se encuentra muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de insumos para la preparación de sus tamales, tales como: choclos, pancas, ají, manteca, entre otros; asimismo, podrá comprar una congeladora para conservar sus productos e insumos; de esta manera Josefina tendrá su negocio mejor acondicionado y abastecido, con ello espera poder aumentar sus ventas e incrementar sus ingresos económicos, los cuales desea utilizar para asegurar la educación y bienestar de sus hijos.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Josefina Juana to buy a freezer and ingredients.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2012
Jul 27, 2012
Currency Exchange Loss:
Aug 18, 2013