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Carlos Jose
Carlos is from La Concha in Teustepe District, Boaco Municipality. He’s married and a farmer growing corn and beans. He’s the father of three children who are in his care and are currently attending a local school.

Carlos started working in crops since he was 19-years-old with money he’d saved since he worked taking care of nearby farms since he was little. He invested the money he earned from his work in planting basic grains. Today, thanks to his hard daily work and his own efforts he’s managed to buy his animals (cows) and he’s also bought more land. His wife helps him in the business since in addition to planting corn and beans he sells curd from the milk produced by his cows as a source of extra income. He sells his products in his own community in order to save transportation costs.

He’s asking for the loan to buy a breeding bull and calves in order to increase his herd size for subsequent sale at better prices. His future plan is to repay the loan with profits from his cattle sales and to use any remaining profits to open a savings account to insure his and his family’s future since he hopes to become a financially independent person someday.
View original language description ↓
Don Carlos es de la concha comarca de Teustepe municipio de Boaco, casado, de oficio agricultor se dedica a la siembra de granos básicos maíz y frijol, padre de 3 hijos que están a su cargo, actualmente estudian en una escuela de la comunidad. Carlos empezó a trabajar en la siembra desde los 19 años de edad con dinero que tenia ahorrado ya que desde pequeño trabajo cuidando fincas que están cerca de su comunidad, el dinero que obtuvo de su trabajo lo invirtió en la siembra de granos básicos, hoy en día gracias a su arduo trabajo diario y esfuerzo propio ha logrado comprar sus animales (vacas), también ha logrado comprar mas tierras, su esposa lo apoya con el negocio ya que el además de sembrar maíz y frijol, vende cuajadas de la leche que producen sus vacas como otros ingresos, sus productos los comercializa en la misma comunidad para evitar gastos de transporte.

Solicita el préstamo para comprar un toro reproductor y terneros, con el objetivo de incrementar su crianza de ganado de engorde para luego venderlos a un mejor precio, sus planes futuros es cancelar el crédito con la venta de sus ganados y con las ganancias que le quede abrir una cuenta de ahorro para asegurar su futuro y el de la familia pues su deseo es llegar a ser alguien independiente económicamente.

About Nicaragua

  • $3,636
    Average annual income
  • 164
    View loans »
    Nicaragua Loans Fundraising
  • $23,187,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Carlos Jose to buy a breeding bull and calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 20, 2012
Listed
Jul 17, 2012
Currency Exchange Loss:
N/A
Ended:
Jul 18, 2013