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Faith In Action Group Ii
In this Group: Febian, Baby, Isata, Nasu
In the photo are the members of the Faith In Action II Group. They are small-scale businesswomen based in Kono, a town in eastern Sierra Leone. This is the first loan these entrepreneurs are accessing from SMT/Kiva. With this loan, they will be able to expand their businesses, make more profit and consequently improve their standard of living.

The leader of this group is Febian. She is 33 years old and she was born in Kamara. She lives with her husband, a company clerk, and has four children, all of whom attend school. For five years now, Febian has been selling shoes, slippers, and clothes. With this loan, Febian and the other group members will buy these items wholesale to add to their businesses. Please note: the loan officer is also pictured (second from the right).

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 26
    View loans »
    Sierra Leone Loans Fundraising
  • $9,245,175
    Funds lent in using Kiva
  • 4,330.0
    Sierra Leone Leones (SLL) = $1 USD