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Eter is 34 years old. She is married and lives in Kutaisi District with her family: husband – Shermadin, two sons (18 and 20 years old) and mother-in-law, who is a pensioner. The family earns their living through their agricultural business. They have milking cows and pigs. They produce cheese and sell it on the local open market. The family owns a plot of land as well, where nuts are grown. They sell approximately 300kg of nuts per season.

Eter requested a loan for purchasing fertilizers. Eter and her family members will work hard on their plot to get a good harvest. According to their estimation, after fertilizing and cultivating they will get more nuts and will sell them for a good price. The income of the family will increase and Eter will be able to create better living conditions for her family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 36
    View loans »
    Georgia Loans Fundraising
  • $7,910,475
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Eter to purchase fertilizers and cultivate the land.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 21, 2012
Jul 13, 2012
Currency Exchange Loss:
Aug 17, 2013