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Efua operates a chop bar (food stall or shop where a variety of African dishes are sold), which she has done for 10 years. The foods she serves are fufu, banku, meat soup, fish soup, and rice balls. She is married and has 4 children. She uses her income to support her husband in paying their children’s school fees. She will use her loan to purchase maize, cassava, meat, fish and other ingredients to prepare the food she sells. With the new profit, Efua plans to open a restaurant.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Efua to purchase maize, cassava, meat, fish and other ingredients to prepare the food she sells.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 13, 2012
Currency Exchange Loss:
Nov 22, 2012