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Theresa is a food vendor at Ayensudu, near Elmina. She cooks banku (a thick dough-like paste made from maize and cassava) which she sells along with products like fried fish, pepper and tomato sauce which are served with it. Theresa has done this for three years.

Theresa is married to a farmer and they have six children. She uses her income to assist her husband. Her loan will be used to buy bags of maize and fish, which she uses in preparing her banku. She hopes to use the new profits from her business to set up a food stall for the sale of her cooked banku and fish.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 46
    View loans »
    Ghana Loans Fundraising
  • $11,465,375
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Theresa to buy bags of maize and fish for preparing banku.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 13, 2012
Currency Exchange Loss:
Dec 25, 2012