Bajram is in his mid-forties, is married and has three children. Two of his children are attending primary and secondary public schools and the youngest one has recently turned three years old. Bajram's family lives in a rocky village in the central eastern part of Albania that sits approximately 500–550 feet (150–170 m) above sea level.
Bajram has recently started a business transporting food and agricultural merchandise in the region and is the only one to offer such services. This is his first Kiva loan through VisionFund Albania (VFA) and he is requesting it to purchase food and agricultural merchandise for wholesale distribution. With any profits, he will be able to support his entire family since he is the only one financially providing for them.
Bajram has been referred to VFA through active clients who talk highly of his responsible nature.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.