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Yem, aged 45 and married, lives permanently in Baray district, where she operates rice farming and hog-raising businesses to earn her living. She has a life partner who is very supportive in the businesses. Yem has many years of experience in this type of agricultural business. She normally earns in the vicinity of USD 4.00 per day which she uses for household expenses. Yem has six children, five of whom are single and one is married. Most of her children are employed in various careers, so only her youngest child is still attending school.

Yem has requested a loan from HKL and Kiva to purchase a used motorcycle for household use, thus meeting her family's needs. This will provide the family with good transportation services especially for her employed children commuting to their workplaces. Also, it will help the family to cut down on some of their transportation expenses. Yem thanks lenders for their consistent support.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Yem to purchase a used motorcycle for household use.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 13, 2012
Currency Exchange Loss:
Sep 17, 2013