Check out some available loans that are similar to this one!

Update on Saumu

Divorced and the mother of five children, three of whom are in school, Saumu has been selling omena (small dried fish) for a number of years. She sells her fish from home. Her customer base is large and diverse, composed of people from different regions. In order to increase her sales volume and meet customer demand, she has requested a loan from Kiva partners through Yehu. The current loan will allow her to buy more sacks of omena for sale, and the remaining amount will allow her to pay school fees for her children. Thanks to her savings, Saumu would like to contribute to the cost of professional education for her children, as well as to put some money aside. This is her second loan with Kiva and Yehu. She tells us that the previous loan has really improved her living standard and she hopes to expand her business. She also narrates that she continues to sells fried fish with the help of a cousin.

Previous Loan Details

Saumu is a married woman with five school-going children. Her husband is a farmer who contributes to the provision of the family's basic needs. She has a house with neither electricity nor piped water. Her greatest monthly expense is school fees for her children. Saumu has operated a fried fi... More from Saumu's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 609
    View loans »
    Kenya Loans Fundraising
  • $44,775,100
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Saumu to buy more sacks of omena and to pay school fees.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 12, 2012
Currency Exchange Loss:
Jul 17, 2013
This photo was used before for a previous loan for Saumu. It was first posted on Kiva on Oct, 2011. Learn More