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Yadira Del Socorro
View original language description ↓
Mrs Yadira S. runs a tortilla business in the district of Somotillo in the city of Chandega. Her goal is to begin the reconstruction of her house that is in a deteriorated state. Indeed, as winter approaches, she has to invest in the repair of the house in order to avoid that her children get a cold or other illnesses.

Mrs Yadira and her husband put all their strengths together in order for this dream to come true. As her earnings are too low, she searches a way to obtain the loan that will allow her to purchase the construction materials. She turned to CEPRODEL in order to receive the necessary loan to buy zinc, brick and other materials.

It is necessary to emphasize that the loan will foremost help her little children that need their mother so much.

Translated from Spanish by Jimena Almendares Leistner, Kiva Volunteer.

En el municipio de Somotillo de la ciudad de Chinandega, la señora Yadira S. se dedica la negocio de la venta de tortillas con el único objetivo de iniciar con la reconstrucción de su vivienda por estar en mal estado y además al darse cuenta que el invierno se acerca debe de invertir en la mejora de la vivienda para evitar que sus pequeños se enfermen por resfríos u otras enfermedades.

La señora Yadira junto con su cónyuge han unido sus esfuerzos para lograr llevar a cabo este sueño y debido a que sus ingresos económicos son bastante escasos, ella busca la manera de cómo conseguir el crédito que le permita la compra de los materiales de construcción. Para esto ha acudido a Ceprodel para ser beneficiada con el crédito necesario para la compra del zinc, ladrillo y bloque. Es necesario destacar que con el apoyo que se le brinde a esta esforzada dama también se está beneficiando a sus pequeños hijos que tanto necesitan de su madre.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,102,875
    Funds lent in using Kiva
  • 19.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Yadira Del Socorro purchase of construction materials.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Apr 27, 2008
Apr 13, 2008
Currency Exchange Loss:
Jul 15, 2009