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Husniya is a 57-year old woman living in a village. She is married, with two children. She is a college graduate. She works as director of a state agency in her district. Her salary is very low, which is why, in addition to her regular work, she also grows livestock by her house. She has been doing this for over 20 years. She has 17 heads of livestock. She is very knowledgeable in this area. Her husband helps her in his business. He sells livestock at the livestock market, since this is the family's main source of income. Husniya has been taking out loans with our organization since 2010. She never violated loan terms. She is a very responsible, conscientious woman. She would like to use her credit to increase her livestock and expand her business. She thanks our organization for financial support.
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Хусния сельская женщина в возрасте 57 лет,замужем,имеет 2 детей.У нее высшее образование.Она работает директором в государственном учреждении в своем районе.Ее заработная плата очень маленькая поэтому кроме работы она дома выращивает скот.Более 20 лет занимается этим.В наличие имеет 17 поголовья скота.Она очень хорошо разбирается в сфере скотоводства.По бизнесу помогает ей ее муж.Он перепродает скот на скотном рынке,так как основной доход семьи от скотоводства.С 2010 года она кредитуется в нашей организации.Ни разу не нарушала политику кредитования.Очень ответственная,добросовестная женщина.На полученный кредит хочет увеличить поголовье скота и расширить свой бизнес. Она благодарна нашей организации за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $1,388
    Average annual income
  • 112
    View loans »
    Tajikistan Loans Fundraising
  • $27,988,850
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Husniya to purchase livestock for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 17, 2012
Jul 14, 2012
Currency Exchange Loss:
Jul 17, 2013