Los Inversionistas Exitosos Group
Update on Los Inversionistas Exitosos GroupSujay belongs to the “Los Inversionistas Exitosos” (Successful Investors) communal bank located in Wanchaq District in Cusco Province and Department. She alternates her daily activities with the sale of beauty products like creams, perfume and cologne, among others. She sells from place to place among her friends and family. She’s also employed as a Secretary in a private firm from Monday through Saturday. She’s a cheerful, responsible person who very much wants to continue working for her family since this is the way she moves her family forward. She’s asking for the loan to buy merchandise for her business.
The other group members repair mobile phones, do projects, teach, are secretaries, repair mobile phones, sell beauty products, work in art restoration, are tourist guides and a film projectionist.
The person in the inserted photo is a new member and the person appearing with the blocked out face does not belong to the communal bank.
Sujay is grateful for the loan granted through this means and commits to make her payments.
La socia Sujay; alterna sus actividades diarias con el negocio de venta de productos de belleza como cremas, perfumes, colonias entre otros, la socia vende de forma ambulatoria a sus amistades y familiares, a la vez la socia trabaja de secretaria en una empresa privada de lunes a sábado, la socia es una persona alegre y responsable con muchas ganas de continuar trabajando por su familia, siendo de esta manera que la socia saca adelante a su familia.
La socia solicita el préstamo para la compra de mercadería como colonias para su negocio.
Los otros socios se dedican a reparar celulares, elaboración de proyectos, docente, secretaria, técnico de celulares, venta de productos de belleza, restaurador de obras, guía de turismo, proyectista.
La persona que sale adjunto en la foto es un nuevo socio y la persona que aparece con la cara oculta no pertenece al banco comunal.
La socia agradece este medio por el cual le facilita el crédito y se compromete a cumplir con los pagos.
Previous Loan DetailsThe communal bank “Los Inversionistas Exitosos” (The Successful Investors) is a new communal bank that belongs to the Asociación Arariwa and is made up of six women and five men. The communal bank’s meeting will be every thirty days and all the members have to be at the scheduled meetings or they... More from Los Inversionistas Exitosos Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid