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San  Roque Group
In this Group: Leandra Matilde, Ruth Guillermina, Josefina, Teresa, Mercedes , Silvia Modesta , Juana Gualberta *, David Honelio , Silvia Virginia *, Margot, Celinda
* not pictured

Update on San Roque Group

David belongs to the “San Roque” communal bank located in Andahuaylillas District belonging to Quispicanchis Province and Cusco Department. He’s 20-year-old and single.

He alternates his daily activities with providing taxi services. He works for a few hours during the day since he’s also preparing to enter the university to study Economics. He’s a cheerful, responsible person who very much wants to continue with his studies and working for his future. He’s requesting a loan to pay for his college-prep course.

The other group members have a grocery store, make chicha [corn-based drink], buy and sell crafts, have a restaurant, raise small farm animals, raise cattle, sell corn and teach.

The member in the inserted photo requested permission to miss the meeting because of his work so his photo was taken later.

David is grateful for the loan he’s being granted and commits to make his payments.
View original language description ↓
El socio pertenece al banco comunal “SAN ROQUE”; El banco está ubicado en el distrito de Andahuaylillas, perteneciente a la provincia de Quispicanchis y departamento de Cusco.

El socio David tiene 20 años y es soltero; el socio alterna sus actividades diarias brindando el servicio de taxi, el socio trabaja durante el día por horas ya que a la vez el socio se está preparando para postular a la universidad a la carrera profesional de economía, él socio es una persona alegre y responsable con muchas ganas de continuar estudiando y trabajando para su futuro.

El socio solicita el préstamo para pagar sus estudios de la academia pre universitaria.

Los otros socios se dedican al negocio de tienda de abarrotes, elaboración de chicha, compra y venta de artesania, restaurante, crianza de animales menores, ganadería, venta de maíz,docencia.

El socio que sale adjunto en la foto pidio permiso para no asistir a la reunion por motivos de trabajo, tomandole despues la foto.

El socio agradece este medio por el cual le facilita el crédito y se compromete a cumplir con los pagos.


Previous Loan Details

Señora Leandra belongs to the San Roque Communal Bank, which is located in Andahuaylillas, a district in the province of Quispicanchis in the department of Cusco. Leandra is 53 years old, married and the mother of two children, aged 21 and 16. She alternates her daily household chores with her... More from San Roque Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 114
    View loans »
    Peru Loans Fundraising
  • $56,101,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Roque Group's $3,675 loan helped a member to pay for his college-prep course.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 19, 2012
Listed
Jul 16, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2012