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Mary is single with no children, but she takes care of her mother and young sisters. The family lives in a rented house that has no electricity nor piped water. Her monthly expenses include rent and food for the family.

Mary has a bakery and works six days a week there. She has done so for two years, selling to all who come. She also teaches part-time. Her major business challenges include the threat of thieves and the increasing prices of cooking oil and baking flour in Uganda.

Mary has applied for a loan of 700,000 UGX from MCDT-SACCO to buy more cartons of baking flour, jerrycans of cooking oil and cowpeas. Her aspiration is to own a big bakery so that she can become a supplier. She also wants to build her own house.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 154
    View loans »
    Uganda Loans Fundraising
  • $28,711,800
    Funds lent in using Kiva
  • 2,475.4
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Mary to buy more baking flour, cooking oil and cowpeas for her bakery.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 6, 2012
Jul 12, 2012
Currency Exchange Loss:
Jan 17, 2013