Lumturie is in her sixties and has been widowed for a long time now. Her children are grownups. For the past four years she has been operating a little grocery store and the profit according to her has been okay. However, her daughter and son-in-law have been almost jobless for the past couple years, despite their efforts to find something in their field, and Lumturie considers herself responsible of helping them out financially. She says, "I'm helping them in addition to myself and most of all, I do all this, for my grandchildren. I want them to grow up healthy and get an education."
This is Lumturie's second loan, with the previous one being paid off. For now, she wants to repair the store and add some more shelves, and later on she would like to stock up on more inventory items. When she learned that the loan she is requesting is a Kiva loan, she could not hide her appreciation for the lenders. Lumturie is aware that she cannot do this without their support and she wants to thank them all in advance.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.