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This is 44-year-old Moses. He is married and has two children aged 20 and 17 years. In 1994, Moses established his local foodstuffs business. He began his business as a source of revenue for him and family. Working 6 days a week and 8 hours a day, he earns about Le 1,500,000 every month from this business. He would like a loan in the amount of Le 5,000,000.

Moses has already received and successfully repaid one loan and now requires a new loan in order to buy 12 bags of beans @ le 400,000 and the remaining Le. 200,000 will be used for transportation. He hopes that this loan will enable him to increase his monthly profits by approximately Le 900,000. In the future, Moses plans to expand his business. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,317.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Moses to buy 12 bags of beans @ le 400,000; the remaining Le. 200,000 will be used for transportation.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 4, 2012
Jul 12, 2012
Currency Exchange Loss:
Feb 15, 2013