Edwin’s married and has two small children. They live in his parents’ house occupying two rooms. The house is located in the city of La Paz’s Tembladerani zone.
He earns income working as an Accountant for a mining firm more than ten hours daily because he must cover food and utility expenses for his family; his wife helps with what she can since she works selling shoes via catalogue but doesn’t earn very much.
He needs the loan to pay for his Accounting refresher course because he wants to improve his income to support his family. Edwin’s dream is to have a house of his own for more comfort for his family thus improving their quality of life. This is the second time he’s worked with IMPRO and KIVA.
Edwin, esta casado y tiene dos hijos pequeños, viven en la casa de sus padres, ocupando dos habitaciones, la casa esta ubicada en la zona Tembladerani de la ciudad de La Paz.
Actualmente percibe ingresos ya que trabaja como contador en un grupo minero por más de diez horas al día ya que debe cubrir los gastos de alimentación y pago de servicios básicos de su familia y su esposa le ayuda con lo que puede pues ella se dedica a la venta de zapatos a pedido y no gana mucho.
El crédito lo requiere para el pago de cursos de actualización en contabilidad, pues desea mejorar sus ingresos para mantener a su familia.
El sueño de Edwin, es tener su casa propia para dar más comodidad a su familia y de esta forma mejorar su calidad de vida.
Es la segunda vez que trabaja junto a IMPRO y KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.