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Sakhavat lives in the Absheron region together with his close-knit family. He is married and has two wonderful children. Sakhavat is 39 years old.

Seven years ago, he began to breed cattle. At the start, he raised sheep and then resold them, then he started to raise cows and to sell their milk. Sakhavat looks after the animals and his wife makes yogurt, cheese, kefir (a fermented milk drink), and the like, for sale. Their business can be called a family.

Now, Sakhavat needs 1,500 AZN in order to buy hay for his cows for the winter. He wants to develop his business and in the future to increase the number of cattle.

Sakhavat is an internally-displaced person (IDP). He is a migrant from the town of Lachin which is located within the occupied territory of Karabakh.
View original language description ↓
Sakhavat jivet v Absheron regione vmeste so svoyey drujnoy semyoy. On jenat i imeyet 2 prekrasnix detey. Sakhavat 39 let. 7 let nazad on nachal zanimatsya skotovodstvom , po nachalu on razvodil ovec i potom pereprodoval ix, zatem on nachal razvodit korov i prodovat ix moloko. Sakhavat smotrit za jivotnimi a yego jena delayet yogurt, sir, kefir i t.d dlya prodaji. Ix bizness mojno nazvat semeynim.
Seychas Sakhavat nujdayetsya v 1500 AZN chtobi kupit seno dlya korov na zimu. On xochet razvit svoy bizness v budushem i uvelichit kolichestvo skota.
Sakhavat yavlyayetsya IDP personom, on pereselenec iz Lachin goroda kotoriy yavlyayetsya okkupirovannimi teritoriyami Karabakha.

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 82
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
A loan of $1,925 helped Sakhavat to buy hay for his cows.
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 2, 2012
Jul 14, 2012
Currency Exchange Loss:
Aug 13, 2012