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Josefa is married with 2 children. She is 44 years old and lives in Puntod Lopez Jaena, Misamis Occidental.
Josefa sells a variety of snacks to earn a living and has had this business for 9 years. She has requested a loan of 20,000 to purchase flour, sugar, milk and other ingredients.
Josefa has been a member of PMPC for 6 years. In the future, Josefa hopes to repair their house.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 1457
    View loans »
    Philippines Loans Fundraising
  • $59,151,425
    Funds lent in using Kiva
  • 42.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Josefa to purchase flour, milk, sugar, cooking oil and other ingredients.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 11, 2012
Currency Exchange Loss:
May 20, 2013