Janet D. is a 38-year old manufacturer who bakes bread. She is a wife and mother of six children. She bakes and supplies her bread to retail shops and canteen operators. Lots of customers enjoy her bread because of its good quality and taste. Her family is happy because the loan have improved their lives. She will use her next loan to buy more bags of flour and sugar to increase her production and serve additional clients for increased income. Janet belongs to a community group called Eagle Trust group.