Nuevo Porvenir (Cuenca) Group
One of the members of this group is María Dolores who is 42, married and has seven children. One of her daughters is married and lives independently. Two of her children study at a school that is far away and they also work. Three of her children go to the local school and her youngest daughter is still at home since she just turned three. Her husband is a bricklayer and the house they live in is their own.
María spends most of her time at home taking care of the family. But to contribute to the household economy she works the land and grows crops that she both sells and uses for home consumption. She also raises and sells chickens, pigs and guinea pigs, and has cows that give her milk to sell to milk collectors.
This is her third loan through the communal bank and she plans to use it to buy chickens and chicken feed.
Her goal is to keep expanding her livestock activity.
Una de las socias de este grupo es la Señora. María Dolores, tiene 42 año, es casada y en su unión conyugal ha concebido 7 hijos, una hija es casada y vive independiente, dos hijos estudian en un colegio a distancia y también trabajan, tres de sus hijos estudian en una escuelita de la localidad y su ultima hija pasa en casa ya que apenas tiene 3 años de edad. Su esposo es albañil, la casa en la que vive es de su propiedad.
Doña María pasa la mayor de su tiempo en casa al cuidado de su familia y para aportar a la economía de su hogar trabaja cultivando sus tierras, sus cosechas para la venta y consumo de su hogar, también cría y vende pollos, cerdos y cuyes, tiene ganado y la leche que obtiene entrega a los carros lecheros.
Se encuentra en el tercer crédito que realiza en el banco comunal y su nuevo crédito lo va a invertir en la compra de pollos y en alimento para los mismos.
Su meta es seguir agrandando su criadero de animales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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