Check out some available loans that are similar to this one!
Maria
Maria is a member of the 'Las Estrellas' community bank in the city of Temuco.

Maria's business is sewing, specifically dressmaking. She also sometimes sells clothing. She has been in this business for 40 years. She says that she took some courses and, over time, she perfected her skills and started her business.

Maria does her sewing work from Monday to Friday and her work hours very according to her availability. She buys her merchandise in the cities of Temuco and Santiago because of the wide range of goods there and the low prices which are financially convenient for her. She will use her loan to buy material, scissors, threads and needles.

One of Maria's goals for her business is to continue sewing because she really likes the work she does. She would also like to make more income so that she can enjoy a better quality of life.

Maria lives together with her father. Her dreams on a personal level are to buy a house. On a business level, she would like to be able to work with her niece as she has trained her in this field.

Maria is very happy and grateful for the opportunity that Fondo Esperanza have given her because it has allowed her to invest in her business. She feels very comfortable in the company of the other entrepreneurs in her community bank because they share different activities and interests which has helped to keep her occupied.

Temuco is the capital of Araucanía region. The city is 670 kilometers to the south of Santiago (the capital of Chile). In the surrounding areas there are a series of lake resorts (Pucón, Villarrica) and very attractive native flora and fauna which are concentrated in nearby natural reserves. This region is home to 50% of the Mapuches, the indigenous people who live in our country.
View original language description ↓
Maria forma parte del Banco Comunal “Las Estrellas” perteneciente a la ciudad de Temuco.
Ella se dedica al rubro de la costura, específicamente confección, y algunas veces venta de ropa, desde hace 40 años. Comenta que realizó algunos cursos y con el tiempo se perfecciono para emprender en su negocio.
Maria se desempeña en sus labores de Costuras de lunes a viernes y su horario de trabajo lo distribuye de acuerdo a su disponibilidad.
Su mercadería la compra en la ciudad de Temuco y en Santiago por la gran variedad y a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará específicamente géneros, tijeras, hilos y agujas.
Una de las metas de María en su negocio son continuar con las costuras, ya que le gusta mucho el rubro en el cual se desempeña, además para generar mayores ingresos, así con esto optar a una mejor calidad de vida.
Maria vive junto a su padre. Sus sueños son a nivel personal comprar un casa, y a nivel laboral e poder trabajar con su sobrina, ya que le ha enseñado bastante el rubro.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio. Además se siente muy cómoda con la compañía de las demás emprendedoras el grupo del Banco Comunal, ya que comparten diferentes actividades, interese, lo cual le ha servido como un momento de distracción.
Temuco es la capital de la región de la Araucanía. La ciudad se ubica a 670 kilómetros al sur de Santiago (capital de Chile). En sus alrededores se ubican una serie de balnearios lacustres (Pucón, Villarrica) y una flora y fauna nativa muy llamativas, concentrada en parques naturales cercanos. Cabe destacar que en esta región habita el 50% de los mapuches, pueblo indígena, existente en nuestro país.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,552,775
    Funds lent in using Kiva
  • 498.7
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Maria to buy material, scissors, threads and needles.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 25, 2012
Listed
Jul 15, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012