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La Rose Group
In this Group: Chibalonza, Nabuke, Salama, Shashiri, Zuzu, Rwahama, Vunabandi, Mukandore, Machozi, Nabakazi, Niyibizi, Nyandwi, Nyirabahanzi, Furaha, Nyiramatama, Bisimwa, Mwavita, Baraka, Bushsshiri, Elizabethi, Sifa, Mangowabagabo, Kabala, Tumaini, Ndabugi, Lwakilongo, Kahindo, Pulcherie, Nikuze
The client, Zuzu, is a courageous entrepreneur. A member of the group, La rose, she's 25 years old, married, and the mother of two young children. Both of her children are in school. Her husband is unemployed.

She has been selling clothing (pants, children's dresses, etc.) for about 4 years. She started her company with money received from her husband.

Later on, she received a loan from IMF Hekima. She sells her goods on the side of the road, and sometimes she brings her goods around town to entice her clients.

This new loan will help her buy 15 pairs of pants, t-shirts, etc. In addition, she would like to open a boutique.

The client thanks Hekima for their actions to help disadvantaged people excluded from traditional banking.
View original language description ↓
La cliente Zuzu est un entrepreneur courageux, membre du groupe La rose, âgée de 25 ans, marié, mère de 2 jeunes enfants, tous étudient confortablement. Son mari est chômeur. Elle vendeuse d’habillements (pantalons, robes enfants, etc.). Elle commença son entreprise avec son fonds propre reçu de son mari. Environs 4 ans, elle exerce cette activité. Plus tard, elle bénéficia de crédit de l’IMF Hekima. Elle installe ses marchandises au long de la rue, parfois elle circule dans la ville avec ses marchandise pour exciter la clientèle. Ce nouveau crédit doit lui servir de s’approvisionner avec 15 pantalons, des t-shirts, etc. En plus, elle ambitionne ouvrir une boutique. La cliente remercie Hekima pour ses actions en faveur de pauvres exclus de banque classique.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 3
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $12,347,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of La Rose Group's $3,875 loan helped a member 15 pairs of pants, t-shirts, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Jul 9, 2012
Currency Exchange Loss:
Nov 15, 2012