Tural is 22 years old and a first-year student of Azerbaijan Technology University. His years for studies are 2011-2015.
He is on the faculty of Consumer Products Technology and Marketing. His parents are working and Tural studies all the time. He has no time for a job, but he needs to pay for his education. Hence for this purpose he applied for 1,200 AZN to pay his second-year tuition fee.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.