Natiq is 22 years old and a student of Azerbaijan Technology University. He is in his third year of education on Standardizing and Technology Machines. His parents work and pay for his education. Now Natiq has more time to search for a job to pay for his last year of education. For this purpose he applied for 1400 AZN. He is going to pay this loan partly himself and partly with the help of his parents.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.