Jackson is a farmer in the Nkubu area of Central Kenya. He is aged 52 and married with five children who are adults, save for the last three who are still schooling. His 25 years in active farming has seen him educate his first two children. His farm is currently producing maize, fruits, vegetables and poultry products.
Jackson has requested a loan of 50,000 Kenyan shillings (KES) from Juhudi Kilimo to buy dairy goats. He adds he has resorted to dairy goat farming because of harsh weather conditions that are rather hostile for dairy cows, and because of common poultry diseases which lead to huge losses of poultry flocks during outbreaks. However, he hopes to raise enough income to educate the last three children.
Jackson points at high efficiency in loan processing by Juhudi Kilimo as a major step in improving the lives of small-scale farmers.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.