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Christina
Married with five children, Christina lives in a two-room apartment with her family in Ntamulung quarters of Mankon, Bamenda North West Region of Cameroon. She joined GHAPE in 2007.

It has really been difficult for her and the family; thus the reason why she joined the program. She has faced the problem of inadequate capital to start a business and low income to sustain the family, with an inability to provide good clothing, a balanced diet, proper education and health care. Because of the above problems she hopes and wishes to receive this loan amount to improve the family situation. She prefers this loan because of the convenient prepayment period, low interest and business/life skill education provided by GHAPE.

She intends to buy three bags of rice, groundnuts, oil, beans, cartons of soap, and two tons of fuel wood and invest the rest in farming. This loan use will serve the community in that it will assist so many people so that they will have goods available on short notice to the community as well as cosmetics products. The profits of this loan will be used to improve the standard of living within her family as better education, health care and nutrition will be offered to them. The rest will be ploughed back into the medicine/cosmetics store.

Additional Information

Important Information


About Grounded and Holistic Approach to People's Empowerment (GHAPE)

This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,184,725
    Funds lent in using Kiva
  • 533.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Christina to pay for bags of rice, groundnuts, oil, beans, cartons of soap, and two tons of fuel wood.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jul 18, 2012
Listed
Jul 11, 2012
Currency Exchange Loss:
Covered
Ended:
Aug 17, 2013