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This is Sonia, who is 46 years old and a resident of Bacoor, Cavite City, in the Philippines. She is married to Joel who is a technician and a driver, and she is the mother of their children. By the grace of God, she has managed to pay for her children's schooling. At this time, she is working hard to continually provide income for their everyday expenses.

Sonia oversees the operation of their L300 van transportation business. They have one van that they use as a school service for some of the students in their community. She earns a minimum of 5,000 PHP weekly.

To help her continue the operation of her business, she is requesting a 20,000 PHP loan. She will use the loan to buy air conditioning, a radiator and a power-steering pump. It will also be used for the maintenance of the van. She expects to have a boost in her income as she expands her business.

Sonia's dream is to be able to give her children a high quality of education through all of her hard work. She faithfully meets up with her co-fellowship members to share stories of her work every week, and she can also draw strength and inspiration from the word of God that she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 747
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 41.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sonia to pay for the spare parts and maintenance of their van.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 21, 2012
Jul 10, 2012
Currency Exchange Loss:
Nov 15, 2012