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Yom is 57 years old. She is widowed and resides with two children (a daughter and a son) in Siem Reap Province, Cambodia. She is a homemaker. Her daughter is employed in a restaurant and earns $4 daily. Her son is a construction worker who earns about $4 each day.

Yom is requesting a loan of $500 to purchase timber to build a new house. This money will help her provide better living conditions for her family. In the future, she would like to run an additional business in order to make more money to financially support her family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 280
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Yom buy timber to build a new house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Aug 1, 2012
Currency Exchange Loss:
Jul 17, 2013