San Miguel (Cuenca) Group
One of the members of this group is María Esther. She is 37 years old, single, and doesn't have any children. She lives in her parents' house and shares the household expenses. Her father works in construction and her mother farms. Her parents own their home.
María Esther is a seamstress by profession. She learned the trade by studying and working. She now has a small workshop in her home where she works from Monday to Friday making sports clothing. She does not work fixed hours. In addition, she also raises and sells livestock.
This is María Esther's third loan as a member of her community bank and she will invest it in buying threads and fabric.
María Esther's goal is to further grow her dressmaking business.
Una de las socias de este grupo es la Señorita. María Esther, tiene 37 años de edad, es soltera, no tiene hijos y vive en casa de sus padres con quienes comparte los gastos del hogar, su padre se dedica a la construcción y su madre a la agricultura, la casa en la que vive es propiedad de sus padres.
La Señorita. María Esther es costura de profesión, esta actividad la aprendió estudiando y trabajando, ahora tiene un taller pequeño en su casa en donde labora de lunes a viernes sin un horario fijo y se dedica a la confección de ropa deportiva. También cría y vende ganado.
Este en su tercer crédito que realiza en el banco comunal y lo va a invertir en la compra de hilos y telas.
Su meta es crecer más en su taller de costura.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid