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Meliza
Meliza is 24 years old. She has an 8 year old son named Willy. They live in a humble home that she built with the support of her parents in the native community of San Pablo de Shimashiro.

Since she gave birth to her son, she has taken care of 3 parcels of land that the community granted her. There she produces coffee exclusively. She harvests once a year. That is why she also has a business that she opened in her house. She sells basic necessity products to the community members in the area. That is how she covers her daily expenses. “With the coffee harvest I get good profits. But I have to save the money for the important yearly expenses”, she remarks. Meliza is very responsible and she knows how to manage her income very well. In this way, she pays the laborers she hires frequently for clearing, growing and harvesting. Now that the harvest is over, she is working on clearing her crops to ensure better production for next year.

This is her second loan with MFP. She feels grateful for the support fron the first cycle. Now she says she will be just as punctual with her payments. On the other hand, she is pleased to beling to the “Los Shirokis” communal bank, where she goes to educational talks.

With this money, she will be able to buy sacks of organic fertilizer for her coffee planting. She will also invest a percentage in buying merchandise for her small grocery store.
View original language description ↓
Meliza tiene 24 años, tiene un hijo de 8 años llamado Willy. Viven en una casa humilde que construyó con el apoyo de sus padres, en la comunidad nativa San Pablo de Shimashiro.
Desde que dio a luz a su hijo se hace cargo de las 3 parcelas de terrenos que la comunidad le otorgó. En ellas produce exclusivamente café. Sus cosechas son una vez al año, por eso también cuenta con un negocio que instaló en su casa, ahí vende productos de primera necesidad a los comuneros de la zona. De esa manera cubre sus gastos diarios. “Con la cosecha de café obtengo buenas ganancias. Pero debo guardar el dinero para gastos importantes para el año”, menciona. Meliza es muy responsable y sabe administrar muy bien sus ingresos, de esa manera paga a los operarios a quienes contrata con frecuencia para la limpieza, cultivo y cosecha. Ahora que ya terminó la época de cosecha se esmera en la limpieza de sus cultivos, para asegurar una mejor producción para el próximo año.

Este es su segundo crédito con MFP. Siente agradecimiento por el apoyo del primer ciclo. Ahora menciona que será igual de puntual en los pagos. Por otra parte, muestra su agrado de pertenecer al banco comunal “Los Shirokis”, donde recibe charlas educativas.
Con este dinero podrá comprar bolsas de abono orgánico para su cafetal, que quedó débil después de la cosecha. Además invertirá un porcentaje en la compra de mercadería para su tienda de abarrotes.

About Peru

  • $6,715
    Average annual income
  • 61
    View loans »
    Peru Loans Fundraising
  • $53,994,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Meliza to buy fertilizer for her coffee planting and some products for her small grocery store.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 13, 2012
Listed
Jul 14, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013