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Elcy
Elcy is 23 years old. She lives in the home she rented 11 years ago in the locality of Yanamarca with her son Jean Franco.

Since she was a child, she helped her parents in the countryside. "As the oldest sister, I needed to help my family," she commented. When she assumed the responsibility of being a mother, she began to increase her production and sales. For this reason, she worked hard. Her mother provided her with the land on which she sows a variety of vegetables and garden produce, like tubers, which she carefully cares for. Her secret for obtaining greater proceeds is to sell her own produce. That is to say, she travels twice each week to Lima (the capital city), where she takes her produce to the largest market. "Sometimes the produce I grow are not enough, so I have to buy from other farmers," she says. She is now concentrating upon this month, since she will have higher profits because the demand is greater.

She is a member of the community bank “Corazón de Jesús” and this is her fifth loan with MFP. She really likes the work that she does with the organization and the support she receives from the other members, who all look out for the welfare of each other. "Every meeting, we make our payments responsibly," she affirms.

Elcy will invest her money in buying lima bean seeds and corn, as well as natural fertilizers, and in preparation of her growing plot, and if there is enough money she will also buy various vegetables to supply her business.
View original language description ↓
Elcy tiene 23 años. Vive en una casa alquilada en la localidad de Yanamarca, con su hijo Jean Franco.
Desde niña ayudaba a sus padres en el campo. “Como hermana mayor tenía que ayudar a mi familia”, comenta. Cuando asumió la responsabilidad de ser madre, comenzó a incrementar su producción y venta. Por ese motivo trabajó con esfuerzo, su madre le proporcionó los terrenos en los que siembra diversas verduras y hortalizas, como también tubérculos, los que cuida con mucho cuidado, pues su secreto para poder obtener mayores ganancias es vender ella misma sus productos. Es decir, viaja dos veces a la semana a Lima (capital), donde lleva sus productos al mercado más grande. “A veces no me alcanza con los alimentos que siembro, por lo que tengo que comprar de otros agricultores”, menciona. Ahora se concentra en este mes, pues tendrá mayores ganancias, pues la demanda es mayor.

Ella pertenece al banco comunal “Corazón de Jesús” y este es su quinto crédito con MFP. Le gusta mucho el trabajo que realiza dentro de su asociación, pues recibe el apoyo de sus integrantes, quienes velan por el bienestar de cada uno. “En cada reunión siempre aportamos las cuotas con responsabilidad”, afirma.

Elcy invertirá este dinero en la compra de semilla de habas y maíz, además de fertilizantes naturales, la preparación de su terreno agrícola, y si el dinero le alcanza comprará también varias verduras para abastecer su negocio.

About Peru

  • $6,715
    Average annual income
  • 116
    View loans »
    Peru Loans Fundraising
  • $56,069,725
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Elcy to buy lima beans for planting, fertilizers, and to prepare her field.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 28, 2012
Listed
Jul 16, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 25, 2014