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Benita is 43 years old and has 3 children (ages 3, 6, and 12); the two oldest children are school age. She makes a living making and selling a variety of pastries in her bakery that is located in the city of Rio Seco.

This loan is her first loan cycle within the institution. Benita is going to use the loan to buy ingredients such as flour, sugar, and yeast for baking her empanadas and cookies. Her reason for asking for this loan is because of a lack of capital.

Benita faces challenges in her business such as improving the quality of her life. She is going to use the profits to increase her production level.

Her wish is to one day have a cafe where she can also offer her delicious pastries to all of her customers.
View original language description ↓
La Sra. Benita tiene 43 años y tiene 3 hijos que son de las edades de 3, 6 y 12 años, los dos mayores se encuentran en edad escolar, ella se dedica a la elaboración y venta de variedad de repostería en panadería que se encuentra en la localidad de Rio Seco, este préstamo es su primera secuencia dentro de la institución, la Sra. Benita va a usar este préstamo para la compra de insumos como harina azúcar y levadura para la elaboración de empanadas y galletas, su razón para solicitar este préstamo es la falta de capital, la Sra. Benita enfrenta retos en su negocio que son de mejorar su calidad de vida y va a utilizar los beneficios para incrementar su producción, su deseo es poder tener una cafetería donde pueda ofrecer también sus deliciosas masitas a toda su clientela.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 159
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Benita to buy ingredients like flour, sugar, and yeast.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jul 14, 2012
Currency Exchange Loss:
May 17, 2013