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Maria Targelia
Maria lives in the southern region of Guayaquil, an area known as Isla Trinitaria. She is involved in sales of water, sodas, snacks, etc. and has spent several years with her store, which she started because she saw it as an opportunity. Maria lives beside the salt estuary, known as such because it's an entry to the sea on Guayaquil, and it's close to the Trinipuerto, which is a point of entry and exit for merchandise traveling by boat.

There is a lot of activity so her store was marvelous. She works from 8 in the morning until 10 at night since the work never stops in this area of the city. Maria is well known and well-liked in the neighborhood so she's never had problems, even though the area is a little dangerous. Her husband works as a construction worker in a business and her children are grown up. With the loan, she will buy products like water and sodas, and she hopes in the future to be able to finish the construction of her house.
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Maria vive en el sector sur de Guayaquil conocido como Isla Trinitaria, ella se dedica a la venta de agua, colas, snacks etc., tiene varios años con la tienda la cual empezó porque vio la oportunidad. Maria vive al lado del estero salado conocido de esta manera ya que es una entrada de mar ubicada en Guayaquil, como está cerca del Trinipuerto el cual es el punto de llegada y salida de mercadería por medio de barcos, existe mucha actividad por lo que la venta le vino de maravilla. Atiende desde las 8 de la mañana hasta las 10 de la noche ya que el trabajo no desciende en este sector de la ciudad. Maria es muy conocida y querida en el barrio por lo que no ha tenido problemas pese a que el lugar es un poco peligroso, su esposo trabaja en de obrero en una empresa y sus hijos ya son mayores de edad. Con el crédito va a comprar productos como agua y colas, espera a futuro poder terminar de construir en su totalidad su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 60
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD