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Sonia
Sonia is part of the communal bank "Las Estrellas" in the city of Temuco.

She has worked in the sale of groceries, firewood and charcoal for the past 4 years. She works Monday through Sunday from 7am until 11pm, and her business is located in her home.

She buys her merchandise in the city of Temuco and sometimes in the city of Concepcion in supermarkets or from distributors as these are places she can buy at low cost and it therefore makes sense economically.

With this loan she will buy firewood, potatoes, charcoal, drinks and vegetables to stock her business.

One of Sonia's goals is to continue with her business and add other provisions, in order to generate greater income and therefore improve her quality of life.

Sonia lives with her husband who works selling vegetables, her mother, and two children, one of whom is studying and one of whom is working. Her dreams are to fix up her apartment and change the doors of her business.

She is very happy and grateful for the opportunity provided by Fondo Esperanza, which has permitted her to invest in her business. Additionally she feels very comfortable with the company and other entrepreneurs that she has found in her communal bank group, as they share different activities and interests which serve as a nice distraction. As a result of the trainings she has received during the meetings she has learned to better manage her business.

Temuco is the capital of the region of Araucania. The city is located 670 kilometers to the south of Santiago (capital of Chile). It is surrounded by many lake resorts (Pucon, Villarrica) and has a lot of beautiful local floral and fauna in natural parks nearby. Additionally, this region is home to 50% of the country's Mapuche people (an indigenous community).
View original language description ↓
Sonia forma parte del Banco Comunal “Las Estrellas” perteneciente a la ciudad de Temuco.
Ella se dedica al rubro de venta de abarrotes, leña, carbón, desde hace 4 años. Comenta que trabaja de lunes a domingo desde las 7ºº hasta las 23ºº horas, su negocio lo ubica en su propia casa.
Su mercadería la compra en la ciudad de Temuco y otras veces en la ciudad de Concepción en supermercados y distribuidoras ya que son lugares en los cuales encuentra su mercadería a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará leña, papas, carbón, bebidas y verduras, para abastecer su negocio.
Una de las metas de Sonia es continuar con el negocio y agregar otras provisiones, para generar mayores ingresos, así con esto optar a una mejor calidad de vida.
Sonia vive junto a su esposo quien trabaja vendiendo verduras, su madre, y 2 hijos, uno de ellos se encuentra estudiando y el otro trabajando. Sus sueños son poder arreglar el piso y cambiar unas puertas de su negocio.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio. Además se siente muy cómoda con la compañía de las demás emprendedoras del grupo del Banco Comunal, ya que comparten diferentes actividades, intereses, lo cual también le ha servido como un momento de distracción. Respecto a las capacitaciones impartidas en las reuniones, ha aprendido administrar su negocio de mejor manera.
Temuco es la capital de la región de la Araucanía. La ciudad se ubica a 670 kilómetros al sur de Santiago (capital de Chile). En sus alrededores se ubican una serie de balnearios lacustres (Pucón, Villarrica) y una flora y fauna nativa muy llamativas, concentrada en parques naturales cercanos. Cabe destacar que en esta región habita el 50% de los mapuches, pueblo indígena, existente en nuestro país.


Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,552,775
    Funds lent in using Kiva
  • 496.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Sonia to buy firewood, potatoes, charcoal, drinks and vegetables to stock her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 25, 2012
Listed
Jul 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012