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Paulina
Paulina is part of the communal bank "Luz y Esperanza" in the community of la Florida, located in the city of Santiago.

She has worked in the sale of grocery items for the past year. She works Monday through Sunday from 9:30am until 11pm, and her store is located in her home so sometimes her husband and son help her.

She buys the merchandise and ingredients that she needs in supermarkets and from distributors, as these are places where she can find her merchandise at low cost and therefore it is economically convenient.

With this loan she will buy merchandise such as rice, sugar, oil, juice, drinks, milk, sausages and bleach in order to stock her shop.

One of Paulina's goals is to put a butcher shop with her store, so she can generate more income, and in this way provide a better quality of life for her family.

Paulina lives with her husband and their two children who are 14 and 9 years old and are studying. She dreams of moving her business to the Puente Alto neighborhood (in Santiago) and hopes to find an apartment there with sufficient space for her store and butcher shop so her family will have more space in their current house to live.

She is very happy and grateful for the opportunity that Fondo Esperanza has provided for her to invest in her business. Additionally, she feels very comfortable with the group in which she participates, as there is great unity, respect and confidence within the group.

La Florida is a community located in the southeast of Santiago, the capital and metropolitan region of Chile. It's current population is very diverse, representing all socioeconomic classes (high, medium-high, medium and medium-low). The area has a very active commercial life, which manifests itself in the presence of various new commercial centers. It is an area that has had explosive demographic growth in the past few years.
View original language description ↓
Paulina forma parte del Banco Comunal “Luz y Esperanza” perteneciente a la comuna de la Florida, ubicada en la ciudad de Santiago.
Ella se dedica al rubro de almacén, se desempeña en este rubro desde hace 1 año. Comenta que trabaja de lunes a domingo desde las 9:30 hasta las 23ºº horas, su almacén lo ubica en una parte de su casa, a veces la ayuda su marido o su hijo.
Su mercadería e insumos que va necesitando los compra en supermercados, distribuidoras, ya que son lugares en los cuales encuentra su mercadería a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará mercadería como arroz, azúcar, aceite, jugos, bebidas, lácteos, cecinas, cloro, para abastecer su almacén.
Una de las metas de Paulina es poner una carnicería junto con su almacén, para generar mayores ingresos, así con esto optar a una mejor calidad de vida junto a su familia.
Paulina vive junto a su esposo y sus 2 hijos de 14, y 9 años de edad, quienes se encuentran estudiando. Sus sueños son trasladar su negocio a la comuna de Puente Alto (ciudad ubicada en Santiago) ya que ahí cuenta con un departamento y tiene espacio suficiente para su almacén y carnicería, y quedaría con su casa con más espacio para vivir con su familia.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza para invertir en su negocio. Además se siente muy cómoda con el grupo que participa, ya que son unidos, existe respeto y confianza.
La Florida es una comuna ubicada al suroriente de Santiago, capital de Chile, región Metropolitana. Su población actual es muy diversa, representando a todos los sectores socioeconómicos (alto, medio alto, medio y medio bajo). La zona cuenta con una activa vida comercial, la que se manifiesta en la existencia de varios nuevos centros comerciales. Es un sector que ha tenido un explosivo crecimiento demográfico en los últimos años.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 496.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Paulina to buy merchandise such as rice, sugar, oil, juice, drinks, milk, sausages, and bleach to stock her shop.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2012
Listed
Jul 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012