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Priscila
Priscila is a member of the communal bank "Nuestros Inicios," in the city of Temuco.

For the past 10 years she has worked in the sale of chocolates, truffles, alfajores and cuchuflis (traditional Chilean sweets). She works from home Mondays through Sundays, and distributes according to her availability as she has young children.

She buys the merchandise and ingredients that she needs from supermarkets and distributors that specialize in the sale of chocolates, as these are places where she can find her merchandise at low cost and therefore it is economically convenient.

With this loan she will buy chocolate, dulce de leche, flour, pots and molds for the preparation of her chocolates.

One of Priscila's goals is to continue with her business, in order to have more resources for her home, as her children are growing and as they grow so does the need to provide them with a good life.

Priscila lives with her husband and 5 children, who are 15, 12, 11, 9 and 2 years old. She dreams to grow her business and set it up in a fixed location in order to sell her chocolates.

She is very happy and grateful for the opportunity provided by Fondo Esperanza, as this loan will enable her to invest in her business. Additionally, she feels comfortable with her communal bank group, which motivates her to continue participating in the institution. She also tells us that the trainings provided in the meetings have helped her to better invest in her business.

Temuco is the capital of the region of Araucania. The city is located 670 kilometers to the south of Santiago (the capital of Chile). In its surroundings there are a bunch of lake resorts (Pucon, Villarrica), as well as very beautiful native flora and fauna concentrated in nearby natural parks. Also worth mentioning is that within the region live 50% of the country's Mapuche people (an indigenous community).
View original language description ↓
Priscila forma parte del Banco Comunal “Nuestros Inicios” perteneciente a la ciudad de Temuco.
Ella se dedica al rubro de venta de chocolates, alfajores, cuchuflis, trufas, desde hace 10 años. Comenta que trabaja en su casa de lunes a domingo, y su horario de trabajo lo distribuye de acuerdo a su disponibilidad, ya que tienes hijos pequeños.
Su mercadería e insumos que va necesitando los compra en supermercados y distribuidoras que se especializan en ventas de chocolates, ya que son lugares en los cuales encuentra su mercadería a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará cobertura de chocolate, manjar, harina, ollas y moldes, para la preparación de sus chocolates.
Una de las metas de Priscila es continuar con el negocio, para contar con más recursos en el hogar, por que los hijos van creciendo y al mismo tiempo crece la necesidad de darles un buen pasar, así con esto optar a una mejor calidad de vida.
Priscila vive junto a su esposo y 5 hijos de 15, 11, 12, 9 y 2 años de edad. Sus sueños son ampliarse e instalar un local establecido para la ventas de sus chocolates.
Ella está muy contenta y agradecida de la oportunidad brindada por Fondo Esperanza, ya que el crédito le permitirá invertir en su negocio. Además se siente cómoda con el grupo del Banco Comunal del cual forma parte, lo cual la motiva a seguir participando en la institución. Comenta a demás que las capacitaciones impartidas en las reuniones le han servido para invertir mejor en su negocio.
Temuco es la capital de la región de la Araucanía. La ciudad se ubica a 670 kilómetros al sur de Santiago (capital de Chile). En sus alrededores se ubican una serie de balnearios lacustres (Pucón, Villarrica) y una flora y fauna nativa muy llamativas, concentrada en parques naturales cercanos. Cabe destacar que en esta región habita el 50% de los mapuches, pueblo indígena, existente en nuestro país.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 496.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Priscila to buy fudge topping, dulce de leche, flour, pots and molds for the preparation of her chocolates.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2012
Listed
Jul 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012