Check out other loans that are currently fundraising!
Jose
Jose is part of the communal bank "Nuestros Inicios", in the city of Temuco.

For the past 5 years he has worked in the sale of food products. He sells his merchandise to his clients by moving about door to door on his tricycle, Mondays through Saturdays following his own schedule and distributing according to his availability. He buys his products in the city of Temuco, from supermarkets and distributors, as these are places where he finds his merchandise at low cost and therefore it is economically convenient. With this loan he will buy pepper, mustard, and ketchup to stock his business.

One of Jose's goals is to buy himself a vehicle in order to move around without problems, avoid the cold during the winter and the heat during the summer, and to comply with all of his clients' orders, which up until now has been going very well.

Jose lives alone. His dream is to prosper with his business, in order to generate greater income and in this way improve his quality of life.

Jose is very happy and grateful for the loan and services provided by Fondo Esperanza. Additionally, he tells us that he feels very comfortable with the meetings and communal bank group, as there is a sense of generosity and unity which serves as motivation for him to continue participating with the institution. He tells us that the trainings provided in the meetings have helped him to better invest in his business.

Temuco is the capital of the region of Araucania. The city is located 670 kilometers to the south of Santiago (the capital of Chile). Nearby there are many lake resorts (Pucon, Villarrica), and there is very attractive native flora and fauna concentrated in natural parks nearby. Also interesting to note is that 50% of the Mapuche people (an indigenous community) present in the country, are inhabitants of this region.
View original language description ↓
José forma parte del Banco Comunal “Nuestros Inicios” perteneciente a la ciudad de Temuco.
El se dedica al rubro de venta de productos alimenticios, desde hace 5 años. Comenta que su mercadería la vende a su clientela desplazándose en su triciclo de puerta en puerta, trabaja de lunes a sábado y su horario lo distribuye de acuerdo a su disponibilidad.
Su mercadería la compra en la ciudad de Temuco, en supermercados y distribuidoras, ya que son lugares en los cuales encuentra su mercadería a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará ají, mostaza, Kétchup, para abastecer su negocio.
Una de las metas de Jose es comprarse un vehículo para poder movilizarse sin problemas, evitando el frio durante la temporada de invierno y el calor durante la temporada de verano, además cumplir con los pedidos de su clientela, que hasta el momento le ha ido muy bien y lo mantiene tranquilo.
Jose vive solo. Sus sueños son prósperar en su negocio, para generar mayores ingresos, así con esto optar a una mejor calidad de vida.
Jose está muy contento y agradecido del crédito y servicios otorgados por Fondo Esperanza. Además comenta que se siente muy cómodo con las reuniones y grupo del Banco Comunal, ya que existe generosidad y unidad, lo cual lo motiva a seguir participando de la institución. Comenta además que las capacitaciones impartidas en las reuniones le han servido para invertir mejor en su negocio.
Temuco es la capital de la región de la Araucanía. La ciudad se ubica a 670 kilómetros al sur de Santiago (capital de Chile). En sus alrededores se ubican una serie de balnearios lacustres (Pucón, Villarrica) y una flora y fauna nativa muy llamativas, concentrada en parques naturales cercanos. Cabe destacar que en esta región habita el 50% de los mapuches, pueblo indígena, existente en nuestro país.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $19,100
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,637,700
    Funds lent in using Kiva
  • 496.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Jose to buy pepper, mustard, and ketchup to stock his business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2012
Listed
Jul 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012