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Victoria
Victoria is 60 years old. She lives in the company of her tenants, who are like family. She bought her house 30 years ago and it is located in the community of Justice, Peace and Life.

Despite her age, she continues to work very hard, "I feel very agile," she told us. Her primary activity consists of the sale of desserts (jello, flan, custard and other sweets) at two schools in her neighborhood. This way, after a lot of walking and effort the day ends for Victoria, who afterwards begins to sell beauty products by catalogue, door to door in the homes of her neighbors in her community. Some of her customers also come to her home. She told us that she has many orders this month, so her working capital has decreased considerably, because she offers her products on credit. "Some pay me within 10 days, others within a month, because of this I have to pay the orders in advance to be able to deliver to my customers", she said. She is a woman who works very hard and hopes to have the strength to continue working.

She is a member of the collective group "San Juan Bautista" and this is her second loan with MFP. She ensures that with this funding she will improve her business, she is also grateful for the support that she receives from her association, that has many good people in it, which incentives progress. Victoria will invest the requested money in the purchase of more beauty products to provide them to her clients.
View original language description ↓
Victoria tiene 60 años. Vive en compañía de sus inquilinos, quienes son como una familia. Su casa la compró hace 30 años y está ubicada en el asentamiento humano Justicia Paz y Vida.

A pesar de su edad, continua trabajado muy arduo, “me siento muy ágil”, comenta. Su principal actividad consiste en la venta de postres (gelatina, flan, leche asada y otros dulces) en dos colegios de su zona. Es así que después de mucha caminata y esfuerzo termina el día de Victoria, quien después comienza a vender productos de belleza por catálogo, de casa en casa a los vecinos de su localidad, como también a algunos clientes que van hasta su casa. Comenta que para este mes tiene muchos pedidos, por lo que su capital de trabajo disminuyó considerablemente, ya que brinda sus productos a crédito, “algunos me pagan dentro de 10 días, otros en un mes, por eso tengo que pagar los pedidos con anticipación para poder entregar a mis clientes”, afirma. Ella es una mujer muy trabajadora y espera poder tener las fuerzas para seguir trabajando.

Ella pertenece al grupo solidario “San Juan Bautista” y este es su segundo crédito con MFP. Asegura que gracias al dinero mejorará su negocio, agradece también el apoyo que recibe de parte de su asociación, pues las personas que lo integran son personas buenas, que incentivan al progreso.
Victoria invertirá el dinero solicitado en la compra de más productos de belleza para brindarles a sus clientes.

About Peru

  • $12,000
    Average annual income
  • 68
    View loans »
    Peru Loans Fundraising
  • $57,341,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Victoria to buy the beauty products she has on order for her clients.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2012
Listed
Jul 14, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013