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Olga
Olga is part of the community bank "La Unión del Esfuerzo" in the city of Talca.
She works in the service industry, specifically offering lodging and food and she has been doing this for 5 months. She says that she works for 15 days then rests for 2 days according to the people that she has in her lodging house. She has 1 person who helps her see to her customers. Each room is completely equipped. In these times, she offers service to workers for construction company in the city of Temuco. She buys her food supplies in the supermarkets and gets her furniture and linens at low cost from a distributor, which is economically desirable.
She will use the loan to buy a six-plate burner, fridge, and beds, to supply her business.
One of Olga's business goals is to convert her lodging house into a hostel so that it will be better known and locate it in the center of the city where she lives as this would bring her a better quality of life.
Olga lives along with a daughter, nieces, and grandchildren. Her work dream is to have a hostel so she can offer her family a better quality of live and her family dream is that her grandkids and nieces finish school so that they can have a good future.
She is very happy and grateful for the opportunity offered to her by Fondo Esperanza as it enables her to invest in her business. She also feels very comfortable in the company of the other entrepreneurs in the group as they share various activities and interests and this serves as a nice distraction. With regard to the trainings at the meetings, she has learned to run her business better.
Talca is in the Maule region in the central zone of the country. It constitutes the administrative, economic, and cultural center of the region, being the most important city of the Valle Central of Chile. There is a curious phrase about Talca in Chile: "Talca, Paris and London." Among the possible reasons for this is that it is derived from a something an Englishman said "Talca is like London" for the mist that often covers the city in the wintertime, like in the capital of the United Kingdom.
View original language description ↓
Olga forma parte del Banco Comunal “La unión del Esfuerzo” perteneciente a la ciudad de Talca.
Ella se dedica al rubro de prestación de servicio específicamente alojamiento y servicio de comida, desde hace 5 meses. Comenta que trabaja 15 días seguidos y descansa 2 días, según las personas que tenga en su casa de alojamiento, tiene una persona que le ayuda a atender a su clientela, cada habitación cuenta con equipamiento completo. En estos momentos presta servicio a los trabajadores de una constructora de la ciudad de Temuco.
Su mercadería la compra en supermercados para abastecer la alimentación que entrega en su negocio, y distribuidoras donde compra los muebles y línea blanca a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará una cocina de 6 platos, refrigerador, y camas, para abastecer su negocio.
Una de las metas de Olga en su negocio, es llegar a convertir su casa de alojamiento en un hostal, que sea más conocido y se ubique en el centro de la cuidad que ella vive, así con esto optar a una mejor calidad de vida.
Olga vive junto a una hija, sobrinas, y nietos. Sus sueños a nivel laboral, es tener su hostal para brindarle a su familia una mejor calidad de vida, y a nivel familiar que sus nietos y sobrinas termine de estudiar para que tengas un buen futuro.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio. Además se siente muy cómoda con la compañía de las demás emprendedoras del grupo del Banco Comunal, ya que comparten diferentes actividades, intereses, lo cual también le ha servido como un momento de distracción. Respecto a las capacitaciones impartidas en las reuniones, ha aprendido administrar su negocio de mejor manera.
Talca pertenece a la región del Maule, ubicada en la zona centro del país. Constituye el centro administrativo, económico y cultural de la región, siendo la ciudad más importante del Valle Central chileno. Sobre Talca existe una curiosa referencia en Chile, la frase "Talca, París, y Londres". Entre los mitos al respecto, algunos dicen que es una derivación de la originalmente dicha por un inglés "Talca parece Londres", por la abundante neblina que cubre frecuentemente la ciudad en la temporada invernal, a semejanza de la capital del Reino Unido.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 496.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Olga to buy a six-plate burner, fridge, and beds to supply her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2012
Listed
Jul 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012