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Eugenia
Eugenia is part of the community bank "La Unión del Esfuerzo" in the city of Talca.
She works making banquet food, specifically empanadas and cakes and she sells used clothing. She has been doing this for 1 year. She says that she works from home along with a friend from Monday through to Sunday for the banqueting business and sells clothes every day and she increases her sales at the weekend.
She buys her banqueting supplies from the supermarkets in the city of Talca and from low-cost distributors and people give her the clothes to sell.
She will use the loan to buy molds, flour, cream, pastes, olives, and raisins.
One of her goals is to have an established business in the center of the city where she lives so she could add machines like whisks and an industrial oven for making her empanadas and cakes for her customers. This would enable her to have better income and a better quality of life for her children.
Eugenia lives with her husband and 3 children of 13, 8, and 1 year of age. Her dream is to have a store where she can sell birthday supplies and cakes.
She is very happy with the opportunities that Fondo Esperanza have given her as they have enabled her to invest in her business. What's more, she fells very comfortable with the company of the other entrepreneurs in the community bank as they share various activities and interests which also serve as a nice distraction. With respect to the trainings at the meetings, she has learned to run her business in a better way.
Talca belongs to the Maule region located in the central zone of the country. It constitutes the administrative, cultural, and religious center of the region, being the most important city of Chile's Valle Central. In Chile, there is a curious saying about Talca: "Talca, París, y Londres." Among the explanations for this, some say that it is derived from an original saying in English: "Talca is like London" on account of the mist that frequently covers the city in the winter season, like in the capital of the United Kingdom.
View original language description ↓
Eugenia forma parte del Banco Comunal “La unión del Esfuerzo” perteneciente a la ciudad de Talca.
Ella se dedica al rubro de banqueteria, específicamente empanadas y tortas y venta de ropa usada, desde hace 1 año. Comenta que trabaja desde su casa junto a una amiga de lunes a domingo en la parte de banqueteria y la venta de ropa es de todos los días y el fin de semana aumenta sus ventas.
Su mercadería para la banqueteria la compra en la ciudad de Talca en supermercados y distribuidoras a bajo costo y la mercadería en ropa se la regalan.
Con el crédito comprará moldes, harina, cremas, masas, aceitunas y pasas.
Una de las metas de Eugenia es tener un negocio establecido en el centro de la cuidad donde vive actualmente, así agregar maquinarias como batidoras, horno industrial para la creación de sus empanadas y tortas par su clientela, con esto generará mayores ingresos y una mejor calidad de vida y buen pasar a sus hijos
Eugenia vive junto a su esposo y 3 hijos de 13, 8, y 1 un año de edad. Sus sueños son tener un local donde venda artículos de cumpleaños y a la vez venta de tortas.
Ella está muy contenta y agradecida de la oportunidad que le ha brindado Fondo Esperanza, ya que le ha permitido invertir en su negocio. Además se siente muy cómoda con la compañía de las demás emprendedoras del grupo del Banco Comunal, ya que comparten diferentes actividades, intereses, lo cual también le ha servido como un momento de distracción. Respecto a las capacitaciones impartidas en las reuniones, ha aprendido administrar su negocio de mejor manera.
Talca pertenece a la región del Maule, ubicada en la zona centro del país. Constituye el centro administrativo, económico y cultural de la región, siendo la ciudad más importante del Valle Central chileno. Sobre Talca existe una curiosa referencia en Chile, la frase "Talca, París, y Londres". Entre los mitos al respecto, algunos dicen que es una derivación de la originalmente dicha por un inglés "Talca parece Londres", por la abundante neblina que cubre frecuentemente la ciudad en la temporada invernal, a semejanza de la capital del Reino Unido.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 496.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Eugenia to buy molds, flour, cream, pastes, olives, and raisins.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2012
Listed
Jul 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012