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Gnosihewa Group
In this Group: Balime, Bouraima, Razakou, Tchaa Adrien, Safianou, Aklesso, Mawaiguewé
The Gnoshihewa solidarity group has seven members. Its Chhair is Batima. Batima’s wife is a homemaker. They have seven children, four of whom are still in school. Batima has been working as a farmer since about 1983. He mainly grows corn. His farm is in Pagala Gare, more specifically in the area of Ataka. Three family members and four employees help him on the farm. Batime is on his firs WAGEs loan. The loan is meant for purchasing work tools. As to future perspectives on his work and family love, he hopes to increase his cultivated land and build a durable house for his family. The other group members also grow corn.
View original language description ↓
Groupe solidaire de sept personnes, l’Association GNOSIHEWA a pour Président Batime. Âgé de 60 ans, Batime est marié à une ménagère et est père de famille de sept enfants dont quatre sont encore sur les bancs de l’école. Batime exerce comme métier de cultivateur depuis les années 1983. Son activité se porte principalement sur la culture du maïs ce qui se déroule à Pagala Gare plus précisément dans la localité d’Ataka où il est épaulé par trois membres de sa famille et quatre employés. Batime est à son premier crédit à WAGES qui est destiné à l’achat des outils de travail. Comme perspectives d’avenir pour l’activité et la famille, il espère respectivement augmenter sa superficie cultivable et construire un bâtiment en dur pour sa famille. Les autres membres du groupe exercent comme activité la culture du maïs également.

Additional Information

More information about this loan

This loan is part of a special WAGES program for groups of Togolese farmers and livestock breeders, offering financing at a lower interest rate in addition to relevant training. The reduced interest rate is designed to hit a sweet spot, empowering clients in rural Togo to capture significant, impactful profits and become more financially stable after three credit cycles. WAGES is working with the Togolese government, Veterinarians Without Borders and the African Institute for Economic and Social Development to make this program possible. By supporting this loan, you're extending opportunity in a country where 70% of the population works in agriculture but financing options remain scarce.

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Togo

  • $1,700
    Average annual income
  • 3
    View loans »
    Togo Loans Fundraising
  • $8,634,350
    Funds lent in using Kiva
  • 529.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Gnosihewa Group's $975 loan helped a member to buy work tools.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jun 8, 2012
Listed
Jul 8, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013