Check out some available loans that are similar to this one!
Maria
Maria is part of the community bank "La Unión del Esfuerzo" in the city of Talca.
She has been working selling goods for 3 years. Specifically, she sells home goods such as massagers, bed covers, heated pillows, kettles, and more. She says that, for the moment she runs her business from home to orders from her customers as she has a new-born baby and cannot go out to make sales. She works Monday to Friday at hours when she is available.
She buys her stock from distributors in the city of Santiago at low cost, which makes it economically desirable.
She will use the loan to buy heated pillows, kettles, and massagers to stock her store.
One of Maria's goals is to open a store where she can display her stock so that her customers feel satisfied when they are buying. In this way, she would generate more income and get a better quality of life.
Maria lives with her husband and her 2 children. Her dreams are to get a store where she can sell her home products and to have more resources at home as her children are growing and, at the same time, the need to give them a good life is growing.
Maria is very happy and grateful for the loan and services offered by Fondo Esperanza. She also says that she feels very comfortable at the group meetings as there is generosity and unity.
Talca belongs to the Maule region located in the central zone of the country. It constitutes the administrative, cultural, and religious center of the region, being the most important city of Chile's Valle Central. In Chile, there is a curious saying about Talca: "Talca, París, y Londres." Among the explanations for this, some say that it is derived from an original saying in English: "Talca is like London" on account of the mist that frequently covers the city in the winter season, like in the capital of the United Kingdom.
View original language description ↓
Maria forma parte del Banco Comunal “La unión del Esfuerzo” perteneciente a la ciudad de Talca.
Ella se dedica al rubro de vendedor en terreno, desde hace 3 años, específicamente venta de artículos para el hogar como masajeadores, cubre camas, guateros eléctricos, hervidores, entre otros. Comenta que por el momento realiza su trabajo desde su casa a pedido de su clientela, ya que tiene su bebe recién nacido y no puede salir a ofrecer sus productos, trabaja de lunes a viernes y su horario lo distribuye de acuerdo a su disponibilidad.
Su mercadería la compra en distribuidoras de la ciudad de Santiago a bajo costo, por lo tanto conveniente económicamente.
Con el crédito comprará guateros eléctricos, hervidores, masajeadores para abastecer su negocio.
Una de las metas de Maria es instalar un local establecido donde pueda exponer su mercadería para que su clientela quede satisfecha al momento de comprar, y con esto generar mayores ingresos, así con esto optar a una mejor calidad de vida.
Maria vive junto a su esposo y sus 2 hijos. Sus sueños son adquirir un local para la venta de sus artículos para el hogar y contar con más recursos en el hogar, ya que los hijos van creciendo y al mismo tiempo crece la necesidad de darles un buen pasar.
Maria está muy contenta y agradecida del crédito y servicios otorgados por Fondo Esperanza. Además comenta que se siente muy cómoda con las reuniones del grupo del Banco Comunal, ya que existe generosidad y unidad.
Talca pertenece a la región del Maule, ubicada en la zona centro del país. Constituye el centro administrativo, económico y cultural de la región, siendo la ciudad más importante del Valle Central chileno. Sobre Talca existe una curiosa referencia en Chile, la frase "Talca, París, y Londres". Entre los mitos al respecto, algunos dicen que es una derivación de la originalmente dicha por un inglés "Talca parece Londres", por la abundante neblina que cubre frecuentemente la ciudad en la temporada invernal, a semejanza de la capital del Reino Unido.

Additional Information

About Fondo Esperanza

Fondo Esperanza (FE) is a private non-profit organization that supports entrepreneurship by providing micro-credit and training to people living in poverty in well over 100 cities throughout Chile. By providing these services, FE aims to improve the living conditions of the entrepreneurs and their families. In 2010, FE provided loans to more than 41,000 entrepreneurs. It utilizes a communal banking model in which groups of 18 to 25 clients meet on regularly and guarantee each other’s loans. The members use their portion of the loan to create or expand their own businesses. In the group meetings, clients receive training though the FE Entrepreneurship School, which enhances clients’ personal and business skills and ability to work in groups.

About Chile

  • $14,900
    Average annual income
  • 0
    View loans »
    Chile Loans Fundraising
  • $2,587,775
    Funds lent in using Kiva
  • 496.1
    Chile Pesos (CLP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Maria to buy heated pillows, kettles, and massagers to stock her business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2012
Listed
Jul 14, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012