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Álvaro is 47 years old, married, and lives with his daughter and his wife, and they are his top priority.

He will use his loan to buy supplies for his coffee plantation such as compost, herbicides and foliar fertilizer. The field has been planted for a year and he needs to attend to it in order to obtain a good harvest and also with a part of it in production it also needs assistance in order to strengthen the plantation and thus obtain a good crop yield this growing cycle. He has planned with this improvement to give his little plantation more growing strength and to protect it from being prone to loss from disease and with this harvest to increase the quantity of coffee produced over last year.

Over the long-run he wants to earn more from his fields and to have better financial stability for his future and that of his family. This is the first loan he has received from Fudecosur. He has not had other loans from state banks but Fudecosur has given him a loan with better terms and a much lower interest rate.
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Álvaro, tiene la edad de 47 años, está casado, vive con su hija y su esposa que son su mayor prioridad. El con el crédito va comprar los insumos para asistir su cafetal como el abono, herbicidas, y foliares. El actualmente tiene un terreno con un año de sembrado y necesita asistirlo para obtener de él una muy buena cosecha y también cuenta con una parte ya en producción que necesita también asistencia para fortalecer su plantación y así obtener un buen rendimiento de cosecha este año de producción. El tiene planeado con estas mejoras darle a su plantación pequeña más fuerza de crecimiento y que no sea tan propensa a enfermedades y la llegue a perder y con el terreno en producción aumentar la cantidad de producción de café con respecto al año anterior. El quiere obtener a largo plazo mayores ingresos de sus terrenos de producción y así tener una mejor estabilidad económica para su futuro y el de su familia. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 36
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 498.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Alvaro to buy supplies in order to take care of his coffee plantation.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Jul 14, 2012
Currency Exchange Loss:
Jul 17, 2015